Student Accounts

Campus-Based Loans

Denison offers several campus-based loans:

Federal Perkins Loans
Denison Scholar Loans
C.E. Schell Foundation Loans
Frances and William Johnston Loans

Students must file the Free Application for Federal Student Aid (FAFSA) to be eligible for a campus-based loan. Interest is not accrued and payment is not required while the student is in school at least half-time, during the grace period, or during deferment periods.

A grace period begins when a student graduates, leaves school, or drops below half-time enrollment. Grace periods and interest rates vary by loan type:

Loan	Grace Period	Interest Rate
Federal Perkins	9 months	5% (fixed)
Denison Scholar	9 months	6% (fixed)
C. E. Schell	6 months	0% (fixed)
F. & W. Johnston	6 months	0% (fixed)

Student borrowers are not charged an origination fee for campus-based loans. Loans are credited to the student account on July 1st (for the Fall semester) and November 1st (for the Spring semester) or upon award, as determined by the Financial Aid Office. A promissory note must be signed, but because Denison has control over the disbursement of these funds, the loan may appear on a student's account before the note has been signed.

Questions regarding campus-based loans for current students should be directed to JoAn Matteson in the Controller's Office, First Floor of Doane Administration. matteson@denison.edu or (740) 587-6761.

Denison University contracts a third-party billing agent, University Accounting Service, LLC, to send student loan statements, process deferments, and receive payments, etc. Borrowers may contact UAS at http://www.UAService.com or (800) 999-6227.