Provider: AETNA

You can rely on Aetna to help you get access to the care you need. We’ll help you learn about your health benefits and insurance plans and help you choose the best one for you. You could be on your own or have a family. Whatever your situation, you can get the help you need to live healthier and get the most from your health care dollars.

Eligibility:

Full-time employees are eligible for the medical plan with a contribution from Denison. Part-time employees budgeted to work at least 15 hours per week are eligible to purchase a health care plan, however, they must pay the total cost.

Provider: AETNA

Regular dental care helps keep your mouth healthy. That's important because problems with your teeth can affect what you eat and how you feel. Did you know that heart disease and diabetes have been linked with gum disease?

Eligibility:

Full-time employees are eligible for the dental plan with a contribution from Denison. Part-time employees budgeted to work at least 15 hours per week are eligible to purchase a dental plan, however, they must pay the total cost.

Provider: VSP

Life is too good to squint through. Everyday is a chance to experience life’s richest moments, big and small…your child’s first steps, graduations, weddings, vacations, and every day life in between. Now imagine experiencing them without clear vision. With VSP vision care coverage, we’ll help keep your eyes healthy year after year, so you can experience your life to the fullest.

Eligibility:

Full-time employees are eligible for the voluntary vision plan. Also, part-time employees budgeted to work at least 15 hours per week are eligible to purchase a vision plan, however, they must pay the total cost.

Provider: AETNA

A health care FSA is a separate benefit plan that allows you to direct a part of your pay, on a pretax basis, into a special account that can be used throughout the year to reimburse yourself for certain out-of-pocket health care expenses.

Denison University assists qualified members of the Denison University general faculty in the acquisition or construction of a personal residence within a ten-mile radius of the Granville, Ohio, Post Office.

The Emeriti Program was created to respond to changing retirement behavior in the academic community, the rapid aging of the American population, and ever-increasing health care costs. As a collaborative enterprise, Emeriti is able to provide access to retiree group health plans, which offer a way to accumulate funds, as well as flexible disbursement options for retiree medical expenses.

Eligibility:

All eligible full-time faculty and staff who are at least 21 years of age are eligible to participate in the Emeriti program on a voluntary contribution basis. Voluntary contributions are made post-tax through payroll deduction.  Please visit the Office of Human Resources to complete the necessary document for voluntary contribution to a veba account.

For eligible full-time faculty and staff hired after June 30, 1993, Denison will—upon reaching age 40—make monthly contributions to a tax-advantaged account.

Full-time eligible faculty and staff hired prior to July 1, 1993 will have access to the Emeriti Health Insurance Options upon retiring from Denison University (but will not receive contributions to the tax-advantaged savings account). Denison will pay a percentage of the health care premium for this group according to the plan in effect at the time of retirement. Please visit the Office of Human Resources for more details.

Provider: TIAA-CREF

A Denison-funded defined contribution retirement plan. Denison will contribute 10% of regular salary within the social security wage base and 15% of regular salary above the social security wage base. For members of the faculty and administrative staff receiving salary checks from the University on or before August 31, 1974, Denison will contribute 15% of all regular salary.

Eligibility:

Faculty, Administrative Staff, and Supportive Operating Staff are eligible to participate in this retirement plan on the first day of the month after completing one (1) 'year of service' at the University and attaining age 21. Consult your summary plan description for a definition of 'year of service.'

Note:  For the purpose of determining whether an Eligible Employee satisfies the Plan’s one Year of Eligibility Service requirement, an Eligible Employee who immediately prior to employment with the University was employed as a full-time employee for 9 months out of the last 12 months of employment by an Eligible Organization shall be given credit for one Year of Eligibility Service under this Plan.  For this purpose, an “Eligible Organization” is an educational organization or any other organization that may maintain a tax-sheltered annuity plan in accordance with Section 403(b) of the Code.  The Eligible Employee may participate in the plan on the first day of the month following employment or reemployment.

 Denison TIAA-CREF site: http://www1.tiaa-cref.org/tcm/denison/

QDIA LifeCycle Introduction Marketing Sheet, December 2012 [pdf]

QDIA LifeCycle Facts, December 2012 [pdf]

Provider: TIAA-CREF

The purpose of this program is to tax defer income for use in retirement. The employee elects which funds to invest the money directed into the SRA. Many investment funds are available with TIAA-CREF.

Eligibility:

All faculty, administrative staff, and supportive operating staff.

Denison TIAA-CREF site: http://www1.tiaa-cref.org/tcm/denison/

QDIA LifeCycle Introduction Marketing Sheet, December 2012 [pdf]

QDIA LifeCycle Facts, December 2012 [pdf]

Provider: Legacy Services, Inc.

Long term care insurance (LTCi) is the most effective solution for meeting the cost of long term care. It protects families from the devastating financial losses that can occur when someone requires assistance. Furthermore, it helps maintain freedom of choice and ensures high quality of care. These benefits make LTCi a critical part of personal financial planning.

Eligibility:

Applicants must be between the ages of 18 and 84 and reside in the U.S. (50 states and DC). Eligible participants include the following groups:

• All full-time and part-time employees
• Spouses of employees
• Retirees and their spouses
• Parents and parents-in-law
• Grandparents and grandparents-in-law

Eligible family members may apply whether or not the active employee or retiree applies. Acceptance is not guaranteed. An application covering health history must be completed. Underwriting criteria through our program are more lenient than on the open market.

Denison offers group term life insurance to full-time faculty and staff.

Eligibility:

Full-time faculty and staff.

Provider: CIGNA

Insurance provides a benefit in case of accidental death or dismemberment. The death benefit is equal to 1.5 times an employee's budgeted salary. The death must a) be caused exclusively by external and accidental means; b) be the result of the injury, directly and independently of all other causes; c) occur within ninety days after you receive the injury.

Eligibility:

Full-time faculty and staff.

Provider: CIGNA

This plan provides partial income replacement benefits in case of an approved total disability whereby the employee is no longer able to work.

Eligibility:

Regular full-time faculty and staff are eligible for insurance under this plan as of the first day of the month coinciding with the completion of one year of service.

Provider: Chubb

Denison provides $200,000 business travel accident insurance.

Eligibility:

Regular full-time and part-time faculty and staff ages 18 to 70.

Denison offers a Tuition-Free Benefit at Denison, a GLCA Tuition Exchange Program, and a Cash Assistance Awards Program.

Eligibility:

All full-time Faculty and Staff.

• For the Tuition-Free Benefit at Denison and for employees hired or rehired prior to July 1, 2011, children are eligible after the employee has completed one (1) year of continuous full-time employment immediately prior to the beginning of the academic semester of the child's enrollment at Denison. For employees hired or rehired July 1, 2011 or later, children are eligible after the employee has completed five (5) years of continuous full-time employment immediately prior to the beginning of the academic semester of the child's enrollment at Denison.

• For the GLCA program and for eligible employees who are hired or rehired prior to July 1, 2011, dependent children are eligible to participate in the GLCA Tuition Exchange Program if the eligible employee has one (1) year of continuous full-time employment immediately prior to the beginning of the academic semester of the child’s college enrollment. To review a list of GLCA schools, please visit The Great Lakes Colleges Association website.

• For eligible employees who are hired or rehired July 1, 2011 or later, dependent children are eligible to participate in the GLCA Tuition Exchange Program if the eligible employee has five (5) years of continuous full-time employment immediately prior to the beginning of the academic semester of the child’s college enrollment.

• For the Cash Assistance Awards program, an employee must be full-time (see definition of Supportive Operating Staff), with the salary or wages funded from the University's Operating Budget. Additionally, the waiting period for an eligible employee who was hired or rehired prior to July 1, 2011 is two (2) years of continuous full-time employment prior to the academic semester. If the eligible employee was hired or rehired July 1, 2011 or later, then the waiting period for the benefit is five (5) years of continuous full-time employment prior to the academic semester.

Provider: Denison University

If you’ve ever been out of work because of a sickness or an injury, you know there are two things that are increasingly hard to come by: Peace of mind and cash benefits. Denison University's short-term disability benefit plan helps provide both.

Eligibility:

A benefit for full-time support staff only.

Provider: CIGNA

CiGNA Secure Travel is a travel assistance program that you can take advantage as part of your business travel accident coverage through your employer or if you're enrolled in the Personal Asccident Insurance Plan through your employer. The program offers medical assistance, travel and communication assistance, and pre-departure services as well.

Provider: CIGNA

CIGNA makes it easy for you to take charge of those difficult life and health legal decisions. There are no more reasons to hesitate planning for the future with our online will preparation services. Available to individuals who have CIGNA’s Group life, accident, or disability coverage.

Provider: CIGNA

From acupuncture to natural supplements. From aerobic classes to a therapeutic massage. You and your family have health choices like never before. How do you learn more about the many alternatives and choose to make them a part of your family’s healthy lifestyle? That’s the idea behind Healthy Rewards®. This program provides discounts on health programs and services as part of CIGNA’s ongoing effort to promote wellness.

Provider: CIGNA

Just when you think you have it figured out, along comes a challenge. But whether those challenges are big or small, your Life Assistance & Work/Life Support Program is available to help you and your family find a solution and restore your peace of mind. Call CIGNA any time, any day or go online for confidential assistance, information or resources to help resolve life’s challenges.

Provider: CIGNA

You’ve heard about it in the news—you may even know someone who’s been a victim. Identity theft is America’s fastest growing crime, victimizing almost 11 million people a year.1 It’s a serious crime that occurs when an unauthorized person uses your personal information—your name, Social Security number, bank or credit account number(s), or driver’s license number—for fraudulent use. It’s also a silent crime—often taking a year or more to be discovered, and leaving victims with a cumbersome, time-intensive process to restore their credit records and good name. CIGNA’s Identity Theft Program is available to individuals who have CIGNA’s Group life, accident or disability coverage. This program provides resolution services to help you work through critical identity theft issues you may encounter.